On May 12, 2019, 7 year-old Lexi Hanson was struck by a pickup truck while riding her bicycle near Geneva Avenue and Courier Avenue in St. Charles. The alleged driver, 42 year-old Brian Quartuccio, fled the scene on foot before turning himself in the following day. Authorities charged Quartuccio with failing to report an accident with injury and driving with a revoked license, in addition to operating an uninsured vehicle and failing to reduce speed to avoid an accident.
On May 1, 2017, 6 cars were involved in a crash on Butterfield Road and DuPage Parkway in Aurora. Investigators determined that Terrence Rush, 22, tried to pass multiple cars eastbound on Butterfield Road by crossing over the center yellow line. A westbound driver swerved to avoid a head-on collision with Rush, but the two sideswiped one another. Rush then crashed head-on into a separate westbound vehicle, causing 3 other cars to pile up.
If you were sold "full coverage" car insurance, you might think that you'll be completely covered if you're involved in a car accident. However, "full coverage" car insurance might not actually cover what you think it does.
If you're injured in a car accident, your medical bills can become an overwhelming responsibility. Should your car insurance or health insurance pay? What role does the at-fault driver's insurance company play? Should you pay your bills out-of-pocket?
What happens in car accidents where you are injured but the person who caused the crash has no insurance coverage or not enough insurance to cover your damages? If you have uninsured (UM) and underinsured (UIM) coverage as part of your car insurance plan you can have another way to receive additional compensation for your injuries.
Illinois law states that drivers must have auto insurance. Auto insurance is divided into several different areas, however, and it is useful for drivers to understand their coverage.