Like many Illinois residents, you may enjoy the convenience and flexibility of ride-sharing services such as Uber and Lyft. However, you may wonder what happens if you get in a car accident while using one of these services. The insurance settlement process may be more complicated when an accident involves a ride-sharing service. At Mathys & Schneid, we understand that navigating the settlement process can be overwhelming, especially for those recovering from an injury. We have assisted clients in dealing with insurance companies following accidents with ride-sharing services.
There are several reasons insurance claims may be overly complicated when an accident involves a ride-sharing service. You may be familiar with the normal insurance claims process after an accident. Usually, you contact your insurance provider along with the other driver’s insurer. However, if you get in an accident while using a ride-sharing service, there may be more parties involved in the claim: your insurance, the ride-sharing company’s insurance and the driver’s insurance. If another vehicle is part of the accident, that driver’s insurance may also come into play. If an accident involves multiple ride-sharing vehicles, the situation may become extremely complex.
Compared to traditional taxi services, ride-sharing is relatively new, so the insurance claims process may not be well-documented. Even if you know who to contact after an accident, everyone else involved may not know for sure how to handle things. If you get injured, you may not be able to start the claims process right away, which can add more complications.
If you use a ride-sharing service, you may want to have a basic understanding of how to negotiate an insurance settlement in the event of an accident. More information about car accident settlements is available on our web page.