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Are you out of luck with a hit-and-run driver?

Car crashes can, and do, cause all manner of injuries to the spine, neck, back, brain and other areas. In many cases, they also lead to emotional and mental issues. For example, someone who was hit by a car and needed to have a leg amputated could be dealing with depression and grief over the loss, plus lost income from work. Both drivers' insurance companies are avenues to turn to for help offsetting these costs, but what if the driver in your case is a hit-and-a driver?

Are you just plain out of luck then? The answer, generally, is no. You should have options.

Uninsured/underinsured motorist coverage

Illinois requires its drivers to carry uninsured/underinsured motorist coverage, and it helps in cases of hit-and-run drivers who cannot be identified. However, if you purchase optional policies for comprehensive insurance, medical payments, collision insurance and uninsured property damage, you are in an even better position after a crash. Your health insurance, too, if you have it, may help with medical costs, and your attorney can negotiate with your health care provider to delay payment until a case for compensation is resolved.

Miss and run

One important thing to touch on is whether an accident was a hit and run or if it could have been a miss and run. A hit and run involves physical contact while a miss and run does not. One example of a miss and run would be when you are driving down a road and notice a car is in your lane and heading toward you (perhaps the driver leaned down to retrieve a paper that fell from the passenger seat). To avoid crashing into the car, you swerve and hit a tree. The other driver continues on.

In this scenario, there has been no physical contact between your car and the other driver's car, and many insurance policies in Illinois require physical contact to have happened. In large part, this is so insurance companies know there were actually two parties involved and that one driver is not making up a story to cover his or her own negligence.

  1. "Committed To My Cause"

    I was struck by a car while cycling and severely, almost fatally injured. A team of excellent medical professionals performed complicated and extensive surgical and medical procedures as part of a successful effort to restore my health....
    -Jeff D.

  2. "Could not have made a better choice"

    We found Mark [Mathys] through the web after an auto accident in October 2011. While selecting someone you don't know to represent you can be a gamble, we could not have made a better choice....
    - Dave

  3. "Very satisfied"

    Mark [Mathys] is very professional. He responds almost immediately, via email, to any question, comment or concern I have and if he is not able to respond right away, he will let me know. I have been very satisfied with Mark so far and I am happy to be his client.
    -Jennifer

  4. "Easy to talk to"

    Mr. Mathys and Mr. Schneid were very professional and easy to talk to. Prior to working with them, my wife and I had no real experience with the legal system beyond a house closing, yet Mr. Mathys and Mr. Schneid explained the whole process to us very well. I knew that whenever I had a concern about our case or the legal system in general I could call their office or send an email and receive answers the same day... -Larry

  5. "Provided very wise advice"

    I've dealt with attorneys on a variety of issues, almost all of them since leaving college and entering the workplace. Mr. Mathys was the first attorney I had any real experience with, and I was impressed then and remain so. He provided very wise advice and always kept me informed. In the end, he delivered a favorable result. I recommend him highly.
    - Tyler D.

  6. "In-depth knowledge of the law"

    Mark [Schneid] is an excellent and skilled attorney and demonstrated in-depth knowledge of the law when he helped settle my dog bite lawsuit resulting from a traumatic incident. He explained what was needed of me and how I should handle the situation in a professional manner.
    - Karen K.

  7. "They went to bat for me"

    Not long ago I was involved in a car accident where I was hit by a gravel truck at an intersection. After I called Mathys & Schneid, even though I didn't have a very large case, they made me feel like I was one of their most important cases. They went to bat for me with the trucking company's insurance and got me a settlement. I would definitely recommend them to my family and friends. -Dan H.

TAKE ACTION NOW!
NO FEE UNLESS YOU WIN

TAKE ACTION NOW! NO FEES UNLESS YOU WIN!

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