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Crucial questions about workers' compensation

You may know that most people who work in Illinois are supposed to get workers' compensation, but that doesn't mean you don't have important questions that must be answered. In fact, it's best to get the answers to these questions before you are injured, ensuring that you know exactly what you should do as soon as an injury takes place.

Does a sole proprietor get coverage?

While there's no answer for every situation, it's possible that many sole proprietors will not be covered. Since they are not employed by anyone and work for themselves, there is no overarching company to give them compensation. If you are a sole proprietor, insurance then becomes quite important.

Does coverage provide for lost wages?

The first thing you think of with workers' comp is coverage for medical bills, but don't forget that it takes time to heal. If you're out of the office for a month or two, what are you supposed to do to pay the bills? You'll be glad to know that workers' comp will often pay you for at least a portion of your time out of work.

When should your employer find out you were hurt?

If you're hurt and your employer doesn't know immediately, you need to report it. It's best to do this right away, though your injuries may make this impossible. If so, you want to get that report in as soon as physically possible. The cut-off for when you must make your report is set at 45 days. Make sure that you do not go over this limit.

If you want the answers to more important questions, please check out our site today.

  1. "Committed To My Cause"

    I was struck by a car while cycling and severely, almost fatally injured. A team of excellent medical professionals performed complicated and extensive surgical and medical procedures as part of a successful effort to restore my health....
    -Jeff D.

  2. "Could not have made a better choice"

    We found Mark [Mathys] through the web after an auto accident in October 2011. While selecting someone you don't know to represent you can be a gamble, we could not have made a better choice....
    - Dave

  3. "Very satisfied"

    Mark [Mathys] is very professional. He responds almost immediately, via email, to any question, comment or concern I have and if he is not able to respond right away, he will let me know. I have been very satisfied with Mark so far and I am happy to be his client.
    -Jennifer

  4. "Easy to talk to"

    Mr. Mathys and Mr. Schneid were very professional and easy to talk to. Prior to working with them, my wife and I had no real experience with the legal system beyond a house closing, yet Mr. Mathys and Mr. Schneid explained the whole process to us very well. I knew that whenever I had a concern about our case or the legal system in general I could call their office or send an email and receive answers the same day... -Larry

  5. "Provided very wise advice"

    I've dealt with attorneys on a variety of issues, almost all of them since leaving college and entering the workplace. Mr. Mathys was the first attorney I had any real experience with, and I was impressed then and remain so. He provided very wise advice and always kept me informed. In the end, he delivered a favorable result. I recommend him highly.
    - Tyler D.

  6. "In-depth knowledge of the law"

    Mark [Schneid] is an excellent and skilled attorney and demonstrated in-depth knowledge of the law when he helped settle my dog bite lawsuit resulting from a traumatic incident. He explained what was needed of me and how I should handle the situation in a professional manner.
    - Karen K.

  7. "They went to bat for me"

    Not long ago I was involved in a car accident where I was hit by a gravel truck at an intersection. After I called Mathys & Schneid, even though I didn't have a very large case, they made me feel like I was one of their most important cases. They went to bat for me with the trucking company's insurance and got me a settlement. I would definitely recommend them to my family and friends. -Dan H.

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