If you were injured in a car accident, you should definitely not give any kind of verbal statement to the at-fault driver’s insurance company. Anything you say to the other insurance company will be used against you in your case.
The insurance adjuster will first try to contact you as quickly as possible in order to catch you unrepresented by an attorney. If the adjuster does manage to speak with you, he or she will likely ask if the conversation can be recorded for quality or future investigation. You have no obligation to agree to a recorded conversation. Usually, if an adjuster asks that the conversation be recorded, it means that there are important legal issues in your claim. Simply tell the insurance adjuster that you will not talk to them because you are seeking legal representation. Do not give them any information or answer any questions.
If you agree to your conversation being recorded, you’re limiting yourself to the facts and injuries you discuss with the adjuster. Certain car crash injuries take days or weeks to appear, making it very possible for a serious injury to be diagnosed after you’ve already made your recorded statement. Remember, you have no obligation to speak with the at-fault insurance company.
Law Offices of Mathys & Schneid continues to handle all types of car, motorcycle and truck accident cases along with wrongful death and other personal injury cases for clients in Cook, DuPage, Kane, Will, and Kendall Counties, including Chicago, Wheaton, Joliet, Geneva and the entire of the Chicagoland area.