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Why You Should Not Trust The Insurance Adjuster

When you are injured in a car accident, or have any other injury incident, very soon after your injury an "Insurance Adjuster" will try to call you and send you letters.  You do not have to talk to any insurance adjuster and there are several reasons why you should not trust the insurance adjuster.  Your safest move after being injured is to contact an experienced personal injury attorney to help you avoid making any mistakes with the insurance adjuster.

An insurance adjuster is a person who works for the insurance company that provides insurance coverage for the person that caused your injury.  The insurance adjuster cares about the insurance company's money but does not care about your fair recovery.  The insurance adjuster's job is to pay you off and settle your case for as little as possible before you speak with a personal injury attorney. Sometimes the adjuster will try to get you to settle for as little as $500.

The insurance adjuster will ask to interview you by telephone.  Everything you say to the insurance adjuster about your crash and your injuries will be recorded by the insurance company and used against you later in your case.  Do not give any information to the insurance adjuster because it will only hurt your case.  

The insurance adjuster will also ask you to sign a medical records authorization that lets the insurance company get copies of your medical records.  Never sign a medical records authorization for the insurance adjuster.  That will only be used to hurt your case and help the insurance company blame your pain and limitations on something they can dig up in your medical records from 10-20 years ago.

Insurance adjusters may also tell you that the insurance company will pay you for the medical bills you incurred from the incident.  The truth is the insurance company will ONLY pay for your medical bills IF you agree to sign a release and waive your right to collect any other money in the future for damages such as: lost wages, pain and suffering, loss of normal life, disfigurement, etc.  The insurance adjuster will only pay the medical bills if the entire case is settled.

Before you sign any documents of any kind for the insurance adjuster or the other person's insurance company, you should contact an experienced personal injury lawyer for a free consultation.

Law Offices of Mathys & Schneid continues to handle all type of personal injury and wrongful death matters from car accidents and other unfortunate incidents in Naperville, Chicago, Joliet, Elgin and Cook, DuPage, Kane, Will and Kendall Counties, and all throughout the Chicagoland area.

  1. "Committed To My Cause"

    I was struck by a car while cycling and severely, almost fatally injured. A team of excellent medical professionals performed complicated and extensive surgical and medical procedures as part of a successful effort to restore my health....
    -Jeff D.

  2. "Could not have made a better choice"

    We found Mark [Mathys] through the web after an auto accident in October 2011. While selecting someone you don't know to represent you can be a gamble, we could not have made a better choice....
    - Dave

  3. "Very satisfied"

    Mark [Mathys] is very professional. He responds almost immediately, via email, to any question, comment or concern I have and if he is not able to respond right away, he will let me know. I have been very satisfied with Mark so far and I am happy to be his client.
    -Jennifer

  4. "Easy to talk to"

    Mr. Mathys and Mr. Schneid were very professional and easy to talk to. Prior to working with them, my wife and I had no real experience with the legal system beyond a house closing, yet Mr. Mathys and Mr. Schneid explained the whole process to us very well. I knew that whenever I had a concern about our case or the legal system in general I could call their office or send an email and receive answers the same day... -Larry

  5. "Provided very wise advice"

    I've dealt with attorneys on a variety of issues, almost all of them since leaving college and entering the workplace. Mr. Mathys was the first attorney I had any real experience with, and I was impressed then and remain so. He provided very wise advice and always kept me informed. In the end, he delivered a favorable result. I recommend him highly.
    - Tyler D.

  6. "In-depth knowledge of the law"

    Mark [Schneid] is an excellent and skilled attorney and demonstrated in-depth knowledge of the law when he helped settle my dog bite lawsuit resulting from a traumatic incident. He explained what was needed of me and how I should handle the situation in a professional manner.
    - Karen K.

  7. "They went to bat for me"

    Not long ago I was involved in a car accident where I was hit by a gravel truck at an intersection. After I called Mathys & Schneid, even though I didn't have a very large case, they made me feel like I was one of their most important cases. They went to bat for me with the trucking company's insurance and got me a settlement. I would definitely recommend them to my family and friends. -Dan H.

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