Law Offices of Mathys & Schneid - Naperville Personal Injury Lawyer Illinois Personal Injury Law Firm
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1730 Park Street, Suite 209, Naperville, IL 60563
630-848-9294

Who pays my medical bills in a car accident?

If you're injured in a car accident, your medical bills can become an overwhelming responsibility. Should your car insurance or health insurance pay? What role does the at-fault driver's insurance company play? Should you pay your bills out-of-pocket?

When involved in a car accident, it is extremely important to contact your car insurance agent immediately since you may have Medical Payments Coverage (MedPay) as part of your car insurance plan. If so, you can submit your medical bills directly to your car insurance company for payment. However, there may be a limit to the amount of MedPay coverage you have available. Once your submitted bills exceed your MedPay limit, your car insurance company will stop paying. At that point, you can submit your bills to your health insurance company. Contact your car insurance agent and ask about adding or increasing your MedPay coverage to protect you and your family.

After an accident, you will most likely be contacted by the other driver's insurance company offering to pay for your medical bills. However, they will only pay your bills if you agree to sign a Release, limiting the recovery that you may actually be entitled to. Remember, you are under no obligation to talk to the other driver's insurance company.

When you're involved in a car accident, you should seek representation for your injuries. The attorneys at Law Offices of Mathys & Schneid evaluate every car accident case to determine what insurance is available to pay your medical bills. We can make sure your bills are properly submitted, and also prevent the other driver's insurance company from contacting you directly. Statistics show that victims who are represented by an attorney recover more from insurance companies than those who are unrepresented.

The Law Offices of Mathys & Schneid continues to handle all types of car accident, motorcycle accident, truck accident, wrongful death, and other personal injury cases for clients in Cook, DuPage, Kane, Will, and Kendall Counties, including Chicago, Wheaton, Joliet, Geneva and the rest of the Chicagoland area. 

What Our Clients Say About Us

  • "Committed To My Cause"

    I was struck by a car while cycling and severely, almost fatally injured. A team of excellent medical professionals performed complicated and extensive surgical and medical procedures as part of a successful effort to restore my health....-Jeff D.

  • "Could not have made a better choice"

    We found Mark [Mathys] through the web after an auto accident in October 2011. While selecting someone you don't know to represent you can be a gamble, we could not have made a better choice....- Dave

  • "Very satisfied"

    Mark [Mathys] is very professional. He responds almost immediately, via email, to any question, comment or concern I have and if he is not able to respond right away, he will let me know. I have been very satisfied with Mark so far and I am happy to be his client.-Jennifer

  • "Easy to talk to"

    Mr. Mathys and Mr. Schneid were very professional and easy to talk to. Prior to working with them, my wife and I had no real experience with the legal system beyond a house closing, yet Mr. Mathys and Mr. Schneid explained the whole process to us very well. I knew that whenever I had a concern about our case or the legal system in general I could call their office or send an email and receive answers the same day...-Larry

  • "Provided very wise advice"

    I've dealt with attorneys on a variety of issues, almost all of them since leaving college and entering the workplace. Mr. Mathys was the first attorney I had any real experience with, and I was impressed then and remain so. He provided very wise advice and always kept me informed. In the end, he delivered a favorable result. I recommend him highly.- Tyler D.

  • "In-depth knowledge of the law"

    Mark [Schneid] is an excellent and skilled attorney and demonstrated in-depth knowledge of the law when he helped settle my dog bite lawsuit resulting from a traumatic incident. He explained what was needed of me and how I should handle the situation in a professional manner.- Karen K.

  • "They went to bat for me"

    Not long ago I was involved in a car accident where I was hit by a gravel truck at an intersection. After I called Mathys & Schneid, even though I didn't have a very large case, they made me feel like I was one of their most important cases. They went to bat for me with the trucking company's insurance and got me a settlement. I would definitely recommend them to my family and friends.-Dan H.

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