Every year dogs bite thousands of people in America. In Illinois, dog bites and attacks are particularly common reasons for insurance claims. A State Farm Insurance Company study recently found that Illinois has the second highest rate of dog bites in the nation. State Farm paid out more than $9 million in dog bite claims last year in Illinois.
Dog bites and attacks can cause significant damage and can be fatal. Last year, nearly 28,000 people in the U.S. had to have reconstructive surgery after a dog bite. The most likely victims are children, who can startle dogs by pulling their tails, grabbing their food dishes and other actions that may prompt a bite.
Victims of dog bite attacks may be able to obtain compensation from a homeowner’s insurance policy, but many policies limit their coverage for dog bites from $100,000 to $300,000. If damages exceed that amount, a dog owner could be held personally liable for an attack.
You may be able to reduce the chances of a dog bite by following a few rules:
- If you are going to pet a dog, let the dog smell you and get to know you a little first
- If a dog is eating, sleeping or caring for puppies, leave it alone
- Do not leave young children alone with a dog
- Keep dogs leashed or in a fenced yard
If you or a loved one his injured by a dog bite or attack, an experience attorney can advise you of your options for obtaining compensation for your expenses and other damages.
Source: Chicago Tribune, “Illinois No. 2 in dog bite claims,” Samatha Bomkamp, May 15, 2013
- Our law firm represents dog bite victims in the Naperville area. For more information, visit our dog bites page.