Personal Injury Frequently Asked Questions

Answers to Questions About Insurance, Medical Bills and Lawyers

After an accident, it's natural to feel worried and uncertain about the complicated legal and medical processes you are entering into. Dealing with insurance companies, hospital bills and other elements of a personal injury claim can be daunting. The Law Offices of Mathys & Schneid can answer your questions and assist you at every step of the way.

How much auto insurance coverage should I have for myself and my family?

Uninsured (UM) and underinsured motorist (UIM) coverage allows YOU to recover money if you are injured by someone with little to no insurance, so more coverage is better. Also ask your insurance agent about umbrella policy coverage, but ask to make sure it includes UM/UIM coverage because some umbrella policies are only for liability coverage

How can I get my medical bills paid?

If you don't have health insurance, YOUR auto insurance has medical payment coverage to pay for a certain amount of bills. Mathys & Schneid can also talk to your health care providers about sending us a "lien" so your bills will not need to be paid until your case is resolved.

When should I contact an attorney?

If you have been injured, contact an attorney at Mathys & Schneid immediately. The insurance company and its investigators will be on it immediately and they try to be a step ahead of the injured all the time. You and your family need someone to protect YOUR rights as soon as possible.

What will happen when I meet with an injury attorney?

We know that people with personal injury cases often have concerns about meeting with an attorney, and we try to make the process as straightforward as possible. When you meet with us, we will explain that everything we talk about during an initial consultation is confidential, regardless of whether you hire us. We will ask you questions about the accident, your injuries and often insurance matters. We will also answer your questions about your case and the personal injury process. For more detailed information, visit our blog, " What to Expect In Your First Meeting With a Personal Injury Attorney."

What should I bring to my first meeting with an injury attorney?

You should bring any documents that relate to your accident, including:

  • Police reports
  • Insurance coverage
  • Photos of the accident scene and damage to your vehicle
  • Medical records, medical bills and health insurance information
  • Letters from your and the at-fault driver's insurance company

This information helps us evaluate your case.

How can I afford a lawyer?

At Mathys & Schneid, we earn a fee only AFTER you receive a recovery. We receive a percentage of the amount recovered. No recovery, no fee. It's that simple. That's how confident we are in our ability to help you and your family. We will explain our fees in detail when we meet.

How is the value of my case decided?

There is no standard value for a personal injury case because each case is unique. When we present your case in negotiations or at trial, we will break down your losses into categories such as:

  • Past and future medical bills
  • Lost wages
  • Pain and suffering
  • Disability
  • Disfigurement
  • Increased risk of future harm
  • Grief in a wrongful death case

There may be other categories, depending on your case. The value of your case is the sum of the values of each of these categories, and it may be affected by other factors, such as comparative negligence. See our blog entry about establishing the value of a personal injury case.

Contact Our Lawyers

If you or a loved one has been injured in an accident caused by the negligence of another, the Law Offices of Mathys & Schneid can help you pursue the compensation you deserve. To learn more about how we can help you, call 630-848-9294 or contact us online for a free consultation.